15-Year Fixed - Build up your equity even faster!
We Have Low 15 year Fixed Rates & Friendly Local Experts to Guide You Through the Process
A 15 Year Fixed loan has consistent monthly payments throughout the life of the loan. It offers the consistency of a fixed mortgage and comes at a lower interest rate which helps you build equity much faster than the 30 year loan. However, the 15 year loan has much higher payments than the 30 year loan. If you want to pay off your loan quickly, and avoid the higher payments, many people choose to make extra payments on a 30 year instead of taking the 15 year options.
We’re here to guide you through the loan process and find your best option. We go out of our way to make the qualification as easy as possible, starting with our FREE personalized 15-Year Fixed Rate Mortgage Qualifier.
Whether you’re a first time home owner, or an investor, were here to compare loan programs and rates to find you the best home loan.
The Long Beach Home Loan Process: 15-Year Fixed
Here’s how our home loan process works:
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier
- Receive personalized options based on your unique scenario
- Analyze each scenario and compare to your needs
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Find out today how much you qualify for!
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years