30-Year Fixed - Our most popular option!
We have low 30 year fixed rates and the local experts to guide you along the way
The traditional 30-year fixed-rate mortgage has become the most popular loan among home owners because of the unchanging payment the entire loan. If you plan on moving or refinancing from your home within 7 years there may be better options for you.
We’re here to guide you through the loan process and find your best option. We go out of our way to make the qualification as easy as possible, starting with our FREE personalized 30-Year Fixed Rate Mortgage Qualifier.
Whether you’re a first time home owner, or an investor, were here to compare loan programs and rates to find you the best mortgage loan.
The Long Beach Home Loan Process: 30 Year Fixed
Here’s how our home loan process works:
- Complete our simple 30-Year Fixed Rate Mortgage Qualifier
- Receive personalized options based on your unique scenario
- Analyze each scenario and compare to your needs
- Choose the offer that best fits your needs
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Find out today how much you qualify for!
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years