Disclosure

In accordance with the Equal Credit Opportunity Act, Long Beach Home Loan Corp. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Texas Disclosure — For property located in Texas

Long Beach Home Loan Corp. is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the department of savings and mortgage lending.

In texas – consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 n. Lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov

Non-Discrimination

Consumers will not receive discriminatory treatment by Long Beach Home Loan Corp. for the exercise of their privacy rights outlined above and conferred by the California Consumer Protection Act.

Licenses

Long Beach Home Loan Corp. supports Equal Housing Opportunity. NMLS ID #1322436

(www.nmlsconsumeraccess.org) | (877) 314-1499.

Below is a list of licenses Long Beach Home Loan Corp. holds in each state.

California – Real Estate Corporation License Endorsement No. 01950311

Colorado – Colorado Mortgage Company Registration. To check the status of your mortgage loan originators license, visit Colorado Division of Real Estate’s Website at https://apps.colorado.gov/dre/licensing/lookup/licenselookup.aspx

Texas – SML Mortgage Company License

Florida – Florida Mortgage Lender License NO. – MBR #3614